Insurance and Risk Management for Digital Asset Holders
Why Insurance Gets Complicated When You Hold Crypto
Most insurance professionals freeze when you mention crypto. They know how to insure real estate, businesses, and traditional investment accounts. Digital assets? That’s outside their training.
The problem gets worse when you start asking real questions. What happens to your Bitcoin if you die? Does your homeowner’s policy cover a hardware wallet? Can your disability insurance replace income from staking rewards? Standard policies weren’t written for people who hold significant wealth in digital form.
DAG works with families who face this gap. Through our institutional grade digital asset custody program, participants receive up to $100 million dollars in insurance protection, something you won’t get with a cold wallet. DAG also has a team of professionals to assist you with life insurance, disability, annuities, and long-term care for estate planning and tax mitigation purposes.
The Coverage You Actually Need
Property and Casualty
Your home, business, and other properties need protection from damage and liability. Insurance transfers the financial risk of rare but expensive events from you to the insurer. It provides peace of mind and prevents one bad event from ruining your finances.
Life and Disability
Protect your family and your estate. Life insurance and disability income work hand in hand to protect those you love most.
Digital Asset-Specific Coverage
We provide institutional grade digital asset custody with up to $100 million dollars in insurance protection. The custody transfers to your listed beneficiaries upon your passing so that assets aren’t sold.
Long-Term Care and Health
Long-term care costs can drain savings fast. Medicare and health insurance options get confusing, especially as regulations change. We connect you with professionals who can evaluate your healthcare coverage needs and find solutions that preserve your wealth for the people you care about.
Liability and Umbrella Protection
If you hold substantial digital assets, you’re a target. Liability claims, lawsuits, and other legal risks increase with wealth. Umbrella policies provide extra protection beyond your standard coverage limits. We’ll connect you with professionals who can assess your liability exposure and recommend appropriate coverage.
How We Help You Get the Right Coverage
DAG provides family office services. While these services are vast, we see insurance as a cost-effective strategy for wealth planning and wealth preservation. We employ a team of qualified professionals to assess your current position and make recommendations where appropriate.
Step 1: Review Your Situation
We start by understanding your situation through a no hassle conversation. Do you need insurance on your digital assets? What would happen to your assets and your family if you were to pass untimely? Was your liability plan designed properly?
Step 2: Connect You With Specialists
After our initial conversation, we’ll be able to guide you to professionals that can provide options to review and answer questions for clarity. Our team is well versed in crypto and understands the needs that you have now and how that could change in the future.
Step 3: Coordinate With Your Complete Plan
Insurance doesn’t exist in isolation. It needs to work alongside your estate plan, your custody solutions, your tax strategy, and your investment approach. We coordinate with the professionals handling those areas to make sure everything fits together. If you die tomorrow, your family should know exactly what you own, where it’s stored, and how to access it.
Why This Matters More Than You Think
People who hold significant crypto often assume their wealth is safe because they control their keys. That’s part of it. But what happens if your house burns down with your backup seeds? What if you have a stroke and can’t communicate your wallet passwords? What if someone sues you and tries to seize assets you can’t easily hide?
Insurance and risk management address the scenarios where self-custody isn’t enough. You’ve spent years building wealth. Protecting it means thinking through what could go wrong and having plans in place before disaster hits.
Most people wait too long. They figure insurance out after they need it, not before. By then it’s expensive, limited, or unavailable. Getting coverage in place now, while you’re healthy and your risks are manageable, saves money and stress later.
DAG's Approach
Insurance is a Tool
We know that the right leverage and protections complete an estate plan. Whether is covering your digital assets, providing liquidity, or mitigating taxes, our professionals will show you how to properly incorporate insurance into your overall financial plan appropriately.
Complete Picture Perspective
Insurance decisions impact your estate plan, your custody setup, your tax strategy, and your investment allocations. We understand how all these pieces fit together because we work with families on their complete financial picture, not just one isolated product.
Digital Asset Expertise
We specialize in working with families who hold digital assets. The professionals we connect you with understand crypto custody, token tax issues, and the specific risks that come with managing wealth in digital form. This isn’t their side hobby.
Protect Your Wealth Across All Asset Types
What Happens After You Contact Us
Initial Conversation
We talk about what you hold, what concerns you, and where gaps might exist in your current coverage.
Risk Assessment
We review your financial situation, including digital asset holdings, to identify specific risks that need addressing.
Professional Connection
We’ll connect you with one of our licensed advisors to review options and ask questions.
Ongoing Coordination
We coordinate insurance decisions with your estate plan, custody setup, and overall financial strategy.